State law requires that all students taking nine or more semester hours have health insurance (Massachusetts General Law Chapter 15A, Section 18). A charge for health insurance will be added to the student's tuition bill unless proof of comparable insurance is provided, or unless all classes are taken online. The insurance charge can be paid with financial aid if there are enough funds remaining after tuition, fees and books have been paid. To authorize the use of your excess financial aid to purchase the insurance, request a form at the Student Accounts Office (Frost 201).
The health insurance fee may be waived if the student has comparable coverage through personal, parental, or spousal insurance (including qualified coverage through the Massachusetts Health Connector Benefit Plan or MassHealth, with the exception of certain MassHealth programs). Free health care (treatment provided at a local hospital or clinic) is not considered comparable coverage. To request a fee waiver, go to the Gallagher Koster web page for HCC students and follow the instructions provided. Please note: the Fall 2015 student health insurance waiver period is June 1st through November 30th.
Refunds are available only for those who withdraw from college prior to 4:30 p.m. on the last day of the add/drop period. No refund of the insurance fee will be granted for withdrawals after the last day of the add/drop period.
Detailed information regarding the student accident and sickness insurance plan can be found at www.gallagherkoster.com