How Need is Determined
Cost of Attendance and Determining Need
Financial Need is determined by subtracting the Expected Family Contribution (EFC) from the Cost of Attendance (COA). The COA is also referred to as the Student Budget, and the EFC is determined on the FAFSA.
Financial Need = COA minus EFC
The Student Budgets below are average estimates based on Full-time (15 credits) In-State and Out-of-State enrollment, and include direct charges billed by HCC, such as tuition and fees, as well as indirect costs such as books, supplies, transportation and personal living expenses. Financial aid (including loans) may be reduced for students enrolled less than Full-time.
These average estimates are based on expenses to be incurred throughout the academic year and are not actual costs. Please contact the Financial Aid Office if any documented expenses exceed the Student Budget estimates listed below:
| In-State Students | Dependent | Independent |
| Tuition & Fees | $6,648 | $6,648 |
| Books & Supplies | $1,200 | $1,200 |
| Loan Fees | $ 30 | $ 30 |
| Total Direct Costs | $7,878 | $7,878 |
| Room & Board | $2,770 | $9,140 |
| Transportation | $1,880 | $1,880 |
| Misc. Expenses | $1,370 | $3,080 |
| Total Cost of Attendence | $13,898 | $21,978 |
| Out of State Students | Dependent | Independent |
| Tuition & Fees | $12,832 | $12,832 |
| Books & Supplies | $1,200 | $1,200 |
| Loan Fees | $ 30 | $ 30 |
| Total Direct Costs | $14,032 | $14,032 |
| Room & Board | $2,770 | $9,140 |
| Transportation | $1,880 | $1,880 |
| Misc. Expenses | $1,370 | $3,080 |
| Total Cost of Attendence | $20,052 | $28,162 |
