How Need is Determined

Cost of Attendance and Determining Need

Financial Need is determined by subtracting the Expected Family Contribution (EFC) from the Cost of Attendance (COA). The COA is also referred to as the Student Budget, and the EFC is determined on the FAFSA.

Financial Need = COA minus EFC

The Student Budgets below are average estimates based on Full-time (15 credits) In-State and Out-of-State enrollment, and include direct charges billed by HCC, such as tuition and fees, as well as indirect costs such as books, supplies, transportation and personal living expenses. Financial aid (including loans) may be reduced for students enrolled less than Full-time.

These average estimates are based on expenses to be incurred throughout the academic year and are not actual costs.  Please contact the Financial Aid Office if any documented expenses exceed the Student Budget estimates listed below:

In-State Students Dependent    Independent
Tuition & Fees $6,648 $6,648
Books & Supplies $1,200 $1,200
Loan Fees $    30 $    30
Total Direct Costs $7,878 $7,878
Room & Board  $2,770 $9,140
Transportation $1,880 $1,880
Misc. Expenses $1,370 $3,080
Total Cost of Attendence   $13,898 $21,978

Out of State Students Dependent    Independent
Tuition & Fees $12,832 $12,832
Books & Supplies $1,200 $1,200
Loan Fees $    30 $    30
Total Direct Costs $14,032 $14,032
Room & Board  $2,770 $9,140
Transportation $1,880 $1,880
Misc. Expenses $1,370 $3,080
Total Cost of Attendence   $20,052 $28,162

Net Price Calculator

These calculators will help you get an estimate of the amount of grant aid you might expect to receive if you attend HCC full-time and meet all federal and state financial aid eligibility requirements.

Calculator