Spring classes remain online/remote, as are college offices. You can find COVID-19 information here.

Student Loan Summary Letters FAQs

Have you received a student loan summary letter via email from our partner Inceptia? You might have questions; we have answers!

Receiving student loan summaries each semester teaches you about your borrowing record, monthly payments, repayment options, and total borrowing caps for federal loans.  

No action is needed of you, but we hope you'll find this info helpful as you make borrowing choices and plan for your loan repayment.


Visit studentaid.gov and click on the login button on the front page. Once you have logged in to the secure site, you can view your Federal Aid Dashboard that shows a record of your federal loans and grants.

If you need help logging in, Inceptia has prepared a guide to help.

Check with your loan servicer, as there may be possible delays in transferring data to the Department of Education's National Student Loan Data System (NSLDS).

Check with your loan servicer, as there may be possible delays in transferring data to the Department of Education's National Student Loan Data System (NSLDS).

The letter from Inceptia only includes federal student loans. Holyoke Community College is not providing loan summary info taken out in private loans to pay for school work while at HCC. We also don't have access to private loans taken while at another school.

You can view a list of all of your debt (including loans and credit cards) by requesting a free credit report at www.annualcreditreport.com. It's important to request this report yearly to make sure that you are aware of, and agree with, all of the debt attached to your identity. If you notice errors, there are ways to correct them with, which will save you a lot of trouble over time.

Net Price Calculator

These calculators will help you get an estimate of the amount of grant aid you might expect to receive if you attend HCC full-time and meet all federal and state financial aid eligibility requirements.

Calculator